Obamacostlier Than We Thought-O-Care
At ABC.com, Jake Tapper lays out some of the fiscal realities of Obamacare:
On May 3, 2008, the president told voters that he had "a health care plan that would save the average family$2,500 on their premiums."Last year workers at the flower shop saw their insurance premiums shoot up 41 percent.
"I basically work for the health care payments," says manager Pat Cowhig, whose husband has medical issues.The Kaiser Family Foundation shows family premiums topped $15,000 a year for the first time in 2011, increasing a whopping 9% this year, three times more than the increase the year before. The study says that up to 2% of that increase is because of the health care law's provisions, such as allowing families to add grown children up to 26 years old to their policies.
So what about that $2,500 in savings the president pledged? White House deputy chief of staff Nancy-Ann DeParle insists families will see that savings -- by 2019.
The Kaiser study also indicates employers are switching plans and shifting costs onto employees. Half of workers in smaller firms now face "deductibles of at least $1,000, including 28 percent facing deductibles of $2,000 or more," according to the study.
Flora Venture's new policy increased the deductible employees pay to $5,000.Doesn't that fly in the face of the president's promise that "if you like your health care plan you can keep your health care plan"? ABC News asked DeParle.
She said no -- the president wasn't saying the legislation would guarantee that everyone can keep his or her preferred plan, just that the legislation wouldn't force anyone to change.
Again, what Obamacare didn't do was modernize our health care in this country by disconnecting health insurance from the workplace, just for starters. We don't work just one job from young adulthood to retirement these days, but we still have a health insurance system that's set up for it.
Our elected numbskulls passed a health care plan that fails in so many ways to respond to reality and that often just thumbs its nose at it entirely, it's just crazy. Remember...it was too big and long and complicated to read, so they passed it so they could find out what's in it.
If you voted for someone who did that, why aren't you now campaigning to have them recalled for breach of office, for starters, and breach of the most rudimentary intelligence after that?
More here at Forbes.com. Merrill Matthews, formerly director of a small free market health insurance research and advocacy group, talks some simple sense:
I was in the middle of the fight against ObamaCare. Trying to explain to Democrats and their staffs why the legislation would make health insurance premiums explode was like banging your head against the Berlin Wall.They would mindlessly--almost zombie-like--regurgitate the liberal talking points, asserting that if we could just get everyone in the health insurance pool, premiums would go down, not up. Didn't President Obama repeatedly promise that premiums would fall $2,500 for a family by the end of his first term?
So the government:
•Provides coverage to an additional 45 million to 50 million uninsured Americans--note that the uninsured spend less than half of what the insured spend on health care, so their spending will rise significantly;•Requires insurance to cover lots of additional treatments and services, in many cases free of charge to the patient; and
•Guarantees that people will spend very little out of pocket, which insulates them from the cost of their decisions;
And the president argues--well, he used to argue, until the facts could no longer be denied--that total health care spending would go down!Every aspect of the current health insurance system that makes health care so expensive--requirements to cover lots of additional therapies, limiting patients' cost exposure, and subsidizing the most expensive health plans (through employers or the government) so that more people will choose them--is in ObamaCare ... on steroids.
Another example from Matthews in the comments:
Actually, fredlinn, I had a car analogy but cut it out so as not to get too long. Here's what it said: "Suppose someone claimed that if the government required everyone to have a Cadillac loaded with options and subsidized the cost to ensure that every American could buy one, then the total amount of money the country spent on automobiles would go down, you'd think that person was a lunatic."







I love the new "healthcare is a right" that is popping up now.
So what is the government going to do -- say that to a doctor to get or keep your license you have to see X number of Medicaid/Medicare patients.
What if the doctor is a plastic surgeon? Does that make plastic surgery a right?
How are you going to force them to keep practicing if they aren't making money? What if they can't afford to pay their college loans?
What incentive would you use to get some high school student to become a doctor or nurse?
Jim P. at October 2, 2011 12:29 AM
Again, what Obamacare didn't do was modernize our health care in this country by disconnecting health insurance from the workplace, just for starters. We don't work just one job from young adulthood to retirement these days, but we still have a health insurance system that's set up for it.
This. The one basic thing they should have done and didn't. Which proves they weren't serious.
Ltw at October 2, 2011 4:54 AM
Also, remember two fundamental flaws in thinking about this:
Flaw #1: You should pay for service you do not get.
...which is tied to
Flaw #2: This is "insurance".
NO, IT'S NOT. Insurance spreads costs against the POSSIBILITY of needing more money than you have to repair your car, home or other insured things.
EVERYONE IS ALWAYS going to need some medical attention.
Radwaste at October 2, 2011 5:16 AM
It's apparent that Obama knowingly lied about the significant details and effects of this program. Each of the major provisions offered to assuage people's concerns about the introduction of such an encompassing healthcare system have turned out to be outright lies and were never even included for serious consideration. He'd done what he's been doing in other areas - feigning to the middle and then tacking hard left.
germy at October 2, 2011 5:31 AM
A better car analogy: The Obamacar -- loaded with options you don't need or what, but it's not nice enough to be a Cadillac, doesn't have enough room to be an SUV, is too inefficient to be a Toyota, and doesn't perform well enough to be a Corvette.
Cousin Dave at October 2, 2011 6:56 AM
This. The one basic thing they should have done and didn't. Which proves they weren't serious.
They were never serious. That's why the resulting legislation is a Frankensteinian creation of Washingtonian proportions: lots of pork to get votes.
It's apparent that Obama knowingly lied about the significant details and effects of this program.
I doubt he ever read the legislation. And I doubt his administration had any in-depth dealings with those who actually wrote it: the staffs of Harry Reid and Nancy Pelosi. I wouldn't call that lying, but rather gross negligence.
A real executive in the White House would have sent their own bill up to the Hill for passage. Given the favorable majorities, Teh Won could have gotten it thru.
We should be thankful the bill was written without a severability clause.
I R A Darth Aggie at October 2, 2011 9:53 AM
A useful reminder about "free" anything...
Radwaste at October 2, 2011 5:51 PM
It is misleading to talk about "what the employer pays" toward healthcare or anything else. Employers organize work and production, they don't pay anything on their own account other than taxes on profits. Their customers and employees pay.
See the Journal of the American Medical Association:
Who Really Pays for Health Care?
jama.ama-assn.org/content/299/9/1057.extract
The “employer contribution” is a political diversion. The overall compensation offered to employees includes their health (and other) benefits, cash salary, state unemployement taxes, and the "employer contribution" toward social security and medicare (SSC-Med). The employer considers the entire amount to be the compensation offered. The employer buys the benefits for the employee, pays the required taxes, deducts withholding, and pays the remainder in cash. In other words, health benefits are purchased with part of what could be offered as cash.
ObamaCare increases health insurance premiums and requires the employer to pay that increase. But, the employer pays this cost of employment out of the production of the employee. So, the employer must get around that requirement, offer a lower cash wage, or fire the employee. The employee will likely blame the employer, not ObamaCare.
The Employee Pays Higher ObamaCare Costs
easyopinions.blogspot.com/2008/12/company-paid-health-insurance-is-part.html#reduceWages
Andrew_M_Garland at October 2, 2011 8:23 PM
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