Why I'm Keeping My Now-Unaffordable Healthcare
I'm afraid to change it because of nightmares like these, reported in an IBD editorial from December 12:

An urgent mass email to all Senate staff warns not to trust any confirmation from the D.C. health exchange and they may not have insurance come January. Why aren't the rest of us being warned?

...Senate staffers who have enrolled through their local exchange, D.C. Health Link (DCHL), were warned of this prospect in an emergency email sent out by the Senate Disbursing Office on Monday.

"Do NOT rely on your 'My Account' page or other correspondence from DCHL" for confirmation that you are covered, the email warns staffers.

The email advises to come to the disbursing office immediately to see if they have a physical confirmation letter, warning, "If we do NOT have a Confirmation Letter for you, YOU ARE NOT ENROLLED and will not have health insurance next year."

The rest of the American people have received no cautionary email, nor are they about to hike down to their local exchange to personally verify their actual enrollment.
Even if they are enrolled, those who've ever had insurance know it doesn't take effect until that first premium is paid and ObamaCare's billing and payment back end remains unfinished and untested.

...Charles Ornstein, a reporter for the liberal website ProPublica, reports that between 5% and 15% of that number actually have been able to pay their first month's premium, putting the number who have fully enrolled at somewhere between 18,000 and 54,000. The rest may be oblivious to their actual lack of coverage.

I'm hoping at least a few people have let go of their misplaced faith in government by now.