Advice Goddess Blog
« Previous | Home | Next »

Should You Freeze Your Credit?
Our government is way too busy protecting the "rights" of one bedridden vegetable in the name of Jesus to worry about the ordinary person's credit. Where's the Schiavo-style outcry in government about something very real -- identity theft? Well, the non-theocrats seem interested in the problem:

If it were not for California's pioneering law requiring notice to affected consumers, the rest of America might not have even heard warnings of how their assets and identities are increasingly at risk. Senator Dianne Feinstein, Democrat of California, is proposing a national requirement for consumer notification, with civil damages for negligent companies. Her bill is a good start in conjunction with a comprehensive measure by Senators Charles Schumer of New York and Bill Nelson of Florida, both Democrats, to begin regulating data merchants by requiring registration with the Federal Trade Commission. It would adopt stronger safeguards and help identity theft victims regain their fiscal balance.

Credit-card companies and information brokers - not consumers and merchants - bear prime responsibility for the ravages of data thieves.

Until somebody makes them take that responsibility, perhaps freezing your credit makes sense -- if your state even allows it. Your government...working for...brain-dead bodies in beds!

Posted by aalkon at June 22, 2005 8:16 AM

Trackback Pings

TrackBack URL for this entry:
http://www.advicegoddess.com/mt4/mt-tb.cgi/423

Comments

I believe that our information has been at risk for a long time (not just from identity theft but the government), but now companies are required to report when your information has been lost or stolen. We're hearing about it, instead of remaining blissfully ignorant - blissful until some criminal gets their hands on your Social Security number, that is. The entire problem is exacerbated by the un-American Patriot Act, which is the ultimate privacy eliminator.

Instinctively some bury their heads in the sand, but if the majority of people had thought things through rationally last November instead of voting with their church or their emotions, "W" wouldn't be Prez right now. He is brilliant at playing on people's fears. Just like a cult leader.

I don't choose to live in fear. But I don't close my eyes to what is happening around me either.

Grrr.

I want my freedom back. And my privacy.

Posted by: Goddyss at June 22, 2005 9:38 AM

They don't time for this kind of unimportant thing, Amy - they're to busy voting to pass the flag burning amendment (286-130 btw).

Posted by: Todd Fletcher at June 22, 2005 2:51 PM

Here we go again, blaming a President for a Congressional duty. Oh well.

Anyway, this issue is just Ms. Feinstein's exploitation of the situation. No person has ever really been "safe" from identity theft, and the measures for protection are still in the hands of the individual.

Unfortunately, the rush to issue credit to everyone and everything, along with the credit-info-sharing systems allowed today, have let the genie out of the bottle.

Think about this: if the data is out there today, there's no way to "suck it back in" in the format used today. It's not like your SSN is a password which changes.

There's also something else to think about: "positive" ID is part of this solution. Goodbye, actual privacy. This won't be a barrier to Ms. Feinstein, though.

Posted by: Radwaste at June 25, 2005 10:05 AM

Leave a comment