I can't disagree with any portion of her sentence, and yet, there are many many reasons the current insurance model needs to die.
1. As I believe you've pointed out, we all should have insurance from day 0 (though I then think we should not call it "insurance" but "prepaid plan"
2. health insurance should not be linked to employers or employment, that was an artifact of WWII and the times...
3. the employer model of health insurance puts American businesses on a very different and higher and rougher playing field than their overseas competitors.
4. the employer model of health insurance is only very loosely a free market. My employer chooses one company that fits their needs (lost cost), but that relegates me to either getting very expensive individual insurance, or finding a new employer, or having no say like consumers usually do in where my "insurance dollars" are spent.
And in my own personal experience, the care and servicing of their customers has gotten just abysmal and dramatically worse over the past 20 years. So for example, in the past three months, I have spent dozens of hours, and I mean dozens of working 9-5 hours calling up my employer's choice of insurance providers (UHC) to try and determine the exact specifics of how my pre-existing conditions will be treated and/or excluded with their new plan. And it has been impossible since no one at UHC is either able to speak to the issue, or to take an official stand, they just blah blah blah the boilerplate. UHC in particular needs to die.
So when I hear that Obamacare is intended to drive the insurance industry into the ground, I can only hope that is true, but since it was a plan written by the insurance companies, sadly, I doubt it will be effective in that regard.
But all the health care CEOs and executives? They deserve to be wished into the cornfield as far as I am concerned.
It still kills me that I can't afford health insurance so the government decides the best solution is to force me to buy it until it bankrupts me... makes total sense. Of course it will not be some $10 a month either and won't cover 100% so I will still have to pay the doctor on top of the insurance that I couldn't afford.
I get why people think it will be so great that everyone is insured but I don't think they understand that insured still means copays and and only 70-80% of the bill being covered.
NakkiNyan
at May 13, 2013 6:23 AM
X
I'm donating to this lady.
National GOP should be taking notes.
AMartel
at May 13, 2013 10:29 AM
Nakki - it's not "insurance".
With insurance, the pool includes people who never collect on a claim.
The Affordable Care Act is socialized medicine because EVERYONE will make claims, and it is doomed because it increases overhead and claims while decreasing the number of payers - taxes to replace them. Taxes will be called something else to try to hide the cost.
But don't miss that link, and don't miss that a government official, with ZERO ties between her pay and performance, will TELL YOU what "care" you get - and when.
You are sick? The clerk is not sick. Fill out this form. If the forms are all filled out correctly, then the system is working perfectly. You are not being denied care - it's just not available right now. Wait your turn. Wait for the paperwork to clear.
Radwaste
at May 13, 2013 10:54 AM
I don't know what sort of politician she'd be, but she seems to have the hang of comedy (or a great speech writer!).
I can't disagree with any portion of her sentence, and yet, there are many many reasons the current insurance model needs to die.
1. As I believe you've pointed out, we all should have insurance from day 0 (though I then think we should not call it "insurance" but "prepaid plan"
2. health insurance should not be linked to employers or employment, that was an artifact of WWII and the times...
3. the employer model of health insurance puts American businesses on a very different and higher and rougher playing field than their overseas competitors.
4. the employer model of health insurance is only very loosely a free market. My employer chooses one company that fits their needs (lost cost), but that relegates me to either getting very expensive individual insurance, or finding a new employer, or having no say like consumers usually do in where my "insurance dollars" are spent.
And in my own personal experience, the care and servicing of their customers has gotten just abysmal and dramatically worse over the past 20 years. So for example, in the past three months, I have spent dozens of hours, and I mean dozens of working 9-5 hours calling up my employer's choice of insurance providers (UHC) to try and determine the exact specifics of how my pre-existing conditions will be treated and/or excluded with their new plan. And it has been impossible since no one at UHC is either able to speak to the issue, or to take an official stand, they just blah blah blah the boilerplate. UHC in particular needs to die.
So when I hear that Obamacare is intended to drive the insurance industry into the ground, I can only hope that is true, but since it was a plan written by the insurance companies, sadly, I doubt it will be effective in that regard.
But all the health care CEOs and executives? They deserve to be wished into the cornfield as far as I am concerned.
jerry at May 12, 2013 11:11 PM
Nice that you remember little Anthony Fremont.
But here is your solution.
Radwaste at May 13, 2013 3:08 AM
health insurance should not be linked to employers or employment, that was an artifact of WWII and the times...
Yes, yes, yes, yes.
Amy Alkon at May 13, 2013 6:14 AM
It still kills me that I can't afford health insurance so the government decides the best solution is to force me to buy it until it bankrupts me... makes total sense. Of course it will not be some $10 a month either and won't cover 100% so I will still have to pay the doctor on top of the insurance that I couldn't afford.
I get why people think it will be so great that everyone is insured but I don't think they understand that insured still means copays and and only 70-80% of the bill being covered.
NakkiNyan at May 13, 2013 6:23 AM
X
I'm donating to this lady.
National GOP should be taking notes.
AMartel at May 13, 2013 10:29 AM
Nakki - it's not "insurance".
With insurance, the pool includes people who never collect on a claim.
The Affordable Care Act is socialized medicine because EVERYONE will make claims, and it is doomed because it increases overhead and claims while decreasing the number of payers - taxes to replace them. Taxes will be called something else to try to hide the cost.
But don't miss that link, and don't miss that a government official, with ZERO ties between her pay and performance, will TELL YOU what "care" you get - and when.
You are sick? The clerk is not sick. Fill out this form. If the forms are all filled out correctly, then the system is working perfectly. You are not being denied care - it's just not available right now. Wait your turn. Wait for the paperwork to clear.
Radwaste at May 13, 2013 10:54 AM
I don't know what sort of politician she'd be, but she seems to have the hang of comedy (or a great speech writer!).
Shannon M. Howell at May 13, 2013 4:03 PM
Amy,
It is Bellar not Beller.
I just have a problem donating to anyone from Illinois. Chicago needs to be nuked, and then we'll see where it goes from there.
It's the same thought as when people wanted Arnold Schwarzenegger for president. My thought was Hitler was from Austria too.
Jim P. at May 13, 2013 7:46 PM
I just sat through a webinar at work about the changes coming under Obamacare in 2014.
I think it would be easier to figure out the tax code.
Daghain at May 15, 2013 5:51 PM
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