"Obamacare's Disproportionate Impact On Successful Freelancers"
From a tweet:
Obamacare's disproportionate impact on successful freelancers is a small but notable factor in the WH's PR mess: http://bit.ly/1daehUh
Here's the piece in the New York Observer by Bruce Barcott. The headline:
My Obamacare Cancellation: "Seething at a President I helped elect."
We received the letter in the mail a couple months ago. The good people at Regence Bluecross Blueshield were pleased to inform us that due to Obamacare our current low-monthly premium, comically-high deductible medical policy would no longer exist come January 1, 2014. Pleased, because a new and better plan would be offered in its place. Old monthly premium: $578 for a family of four (non-smoking, helmet-wearing, and paternally snipped). New premium: $1,123. A 94% increase.
Once the sound of boiling blood dissipated, in my head I heard my Republican friends chuckling at the sight of a liberal Democrat hoisted ten stories high on his own petard. How's the view up there, Obamacare Ollie?
For the past 15 years my wife and I have made our living as freelance writers. (To young readers, I say: Do not do this. Your bliss is marvelous, but its following will need to be supported by a banker, plumber, union machinist or tenured faculty member.) As such, our health insurance is our own concern. Over the years we've held on to our coverage by letting our co-pay and deductible rise and our covered procedures fall. You may be aware that the three-tiered state exchange policies are labeled Gold, Silver, and Bronze, reflecting their price and level of coverage. If our policy still existed it would fall into the column of Wood.
But Wood we had--and Wood we liked.
No more. O.K., into the state exchange we go. I voted for it. Fair enough.
It is our good fortune to live in Washington State, where our Democratic governor embraced the Affordable Care Act and set up a state exchange that is, according to those who've studied such things, the best in the nation. The website allowed me to find a plan that looked reasonable. Premera Blue Cross had a Preferred Bronze 5500 for $889 a month. Okay. Not so bad. Downside: $3,600 more in annual premiums. Upside: Free eyeglasses for the boy!
He sneers at the obvious wild BS that the policy change Obama announced -- that insurers will be allowed to keep offering the plans they cancelled will result in any insurance company offering those policies again.
Two perceptive comments on the site:
Bonnie Droege Ramthun, Erie, Colorado
If our health care system was designed by capitalists, it would be cheap, competitive, easy to use and as full of features as our smart phones. If our smart phones were designed by socialists...
LeRoy Moore Jr., Super expert at High Tech Stuff
If our smart phones were designed by socialists they would be called C.B. radios. Good comment.