Essentially if the employer only has to pay $2000 for each employee that is not insured compared to $2400 each to pay their share of the coverage that means you have $40,000 in savings for 100 employees. Take a guess how the bean counters are going to go.

We dropped our employee health coverage because it got too expensive and the employees voted they didn't want to cover the extra cost (we paid the full $350 premiums for them) and opted for a raise in the amount we used to pay for premiums. We were paying $37,800 a year for the 9 employees who opted for insurance. Our new plans went up to $650 a month (plus higher deductibles and copays) when we got the renewal notice. That would have cost us $70,200 a year now. We couldn't afford that. We are technically a small enough business (12 employees) to be exempt, but we come out better financially by dropping their coverage, even if we had to pay fines, and that's including the $350 a month raises they are getting in January when their coverage is gone.

Love how you gave the employees a choice, BunnyGirl.

Don't worry they will try to spin it as companies are only doing this because they are:
1. racist
2. greedy
3. evil

So if you lose health insurance, it won't be Obamacares fault.

The gov't bean counters may see this as a win though. Company pay a fine, for no service. And if the employee opts out they pay another fine, for no service.

I keep getting into argument with my freinds who have insurance thru their employer

"Well my insurance wasnt cancelled"

Thats because many business had a one year stay before they have to start obeying the law.

I look forward to this time next year

"I look forward to this time next year" - lujlp

Here is my prediction: A lot of the problems with the healthcare.gov website will be resolved in the early part of next year. The Democrats will be able to spin that Obamacare is working and the liberal media will triumph the effort. Many Democrats will be re-elected and new ones will beat out incumbent Republicans. Then, after the election in early November, all of these new problems will arise and the Huge American Facepalm will take place again.

The ironic thing is that, while we should be creating some market-based incentives to get people away from employer-paid insurance, this is doing the exact opposite -- it's making jobs with employer-paid insurance even more desirable.

Like the 70’s American made cars, Obamacare has designed obsolescence built-in. I will freely admit there are no hard facts to back this up. However, the fact that the law designers knew and purposely made easy exemptions so that the young and healthy would have no incentive to sign up shows they knew there was going to be a fatal flaw in the system. Moreover, these stupid, ham-fisted ‘Brosurance’ posters or other advertising efforts don’t strike me as an earnest campaign to improve enrollment. In fact, these remind me of the anti-smoking campaigns that were actually designed to make kids smoke more!

What I do see happening is when the current insurance system is destroyed, a large portion of the population is without, and people start to feel the pain there will be a massive uproar for the government to ‘do something’. And I think that something will be an ‘emergency’ conversion to a single-payer system—which has been the secret goal all along.

Go ahead and call me crazy.

Go ahead and call me crazy. -- coffee! at November 26, 2013 3:24 PM

As a new poster here, I won't call you crazy because you have some logical thoughts in that statement. (Now if it was Patrick posting it, I would question his sanity because of his history. ;-)

I think it is more a matter of timing on how bad it gets. If the Senate changes hands in 2014 it might be saved. If it drags to to 2016 it gets harder. And if we have a Democrat get in I'm going to brace for the fall of the republic.