If You Like Your Plan, You Still Can't Keep It
New wave of Obamacare health plan cancellations coming soon!
Robert F. Graboyes writes at USNews:
There's a bizarre reason why millions of Americans saw their health insurance plans cancelled in 2013 - and as explained in a new video put out by the Mercatus Center at George Mason University, millions more will lose their plans in years to come.Insurance coverage for Americans will remain in permanent turmoil because the Affordable Care Act requires all plans to fit within four cookie-cutter designs called "metallic tiers." (The tiers - bronze, silver, gold and platinum - refer to the percentage of medical expenses a particular plan pays.) The video also notes that families may have to change plans repeatedly because, as circumstances change, a plan that fits within a tier one year may not fit in any tier a later year.
...Mercatus affiliated scholar Chris Conover has noted that there is no technical reason for Congress to have included this particular provision in the law and suggested the cookie-cutter requirement may have been based on the assumption that Americans can't handle more than four plan designs when buying insurance.
These waves of cancellations will bring real hardship to Americans. At the least, many will have to dive back into the exchange Websites which, despite their absence from the headlines, are still largely nonfunctional. Worse, for some Americans, the cancellations will mean changing doctors, interrupting coverage and losing continuity of care.
The video with Grayboyes -- he explains this well:
Information on grandfathered plans here.







Yep, that's me - I had already cut my coverage to reduce my monthly costs by half, then Gov. Brown gave the insurance elves a 26% increase - and once Obamacare kicked in I lost my plan and had to buy a new one at a higher price with lower coverage again.
I also lost my dental plan. I also lost my dentist, my primary care provider, and my specialist, all kicked out by my insurance company.
But I do get a bill every month for someone else's kids' dental plan, so I've got that going for me.
Which is nice.
Sadly, no elections in California in November ...
Gog_Magog_Carpet_Reclaimers at September 25, 2014 12:27 PM
Amy - this video now also appears under your "Picasso of Potholes" post.
Michelle at September 25, 2014 3:37 PM
And yet, those that are getting this "free" healthcare will still sing it's praises thus making the majority of the tax-paying populations just appear to be poor-hating whiners.
Sabrina at September 26, 2014 7:20 AM
"Sadly, no elections in California in November ..."
Um, wat?
http://www.sos.ca.gov/elections/
Chad at September 26, 2014 7:50 PM
"And yet, those that are getting this "free" healthcare will still sing it's praises thus making the majority of the tax-paying populations just appear to be poor-hating whiners."
Or claim that since they have a plan that "isn't going anywhere", everything is just fine.
Radwaste at September 28, 2014 8:53 AM
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